With Humana exiting the medical insurance field, GDLM had a unique opportunity and time block to find an even better option for our Last Mile clientele. We needed a partner that understood the Last Mile industry and it's unique needs just as well as we did. Enter Gravie Health Benefits.
The program we have with Gravie is as unique as it's name. The same program has been in play for years with 500+ Amazon DSPs and we've been awarded the same program, but on the FedEx ISP side. It's a proven plan and benefit structure that's sure to deliver more than any contractor or employee is expecting.
GDLM & Gravie Group Health Insurance Program - The Benefits are Plenty
Here are the key things that make this program perfect for any FXG contractor
Level Funded Plan Structure
In its simplest form, if a group doesn't utilize its full claims fund amount, a portion of that is returned to the group at the end of the year. Who doesn't want the opportunity to get money back? That's why we always push for a level funded plan structure when available.
Medical Plan Structure - Gravie Comfort
Built with a delivery driver in mind, the Gravie "Comfort" plan provides coverage at no cost on the most common healthcare services. Primary and preventative care, specialist and urgent care visits, labs and X-rays, generic drugs, all free of charge, no copays. Our biggest complaint from drivers and BCs alike were the copays, Gravie got rid of them.
The second half of the Comfort plan is choosing the out-of-pocket maximum that best suits the member's needs - $3,000, $5,000, or $7,900. Any situation where you end up in the hospital (think surgeries or emergencies), you would first be responsible for paying that designated out-of-pocket maximum before Gravie begins to cover 100% of the remaining cost.
Gravie Pay
Gravie Pay is a payment card provided by Gravie that enables you to conveniently pay for healthcare expenses. Just like using a debit or credit card, you can utilize Gravie Pay in person, online, or over the phone. It serves as a solution to cover any out-of-pocket costs that are not included in your Gravie health benefits plan. By paying your healthcare provider in full with Gravie Pay, you can enjoy the benefit of a customized zero-interest payment plan tailored to your needs.
Trust me, there are more benefits with this program to discuss, but I'll save those for our one-on-one conversations. There's even state-specific benefits to this program (CA and NM Contractors, I'm talking to you!)
We're so excited and honored to begin this partnership with Gravie and can't wait to provide a benefits program that's truly like no other.
Questions? Contact Me:
Schuyler Moore: smoore@grovedavisins.com
